Asset management firm offers international best practices

The name Bahay Financial Services was built up with the successful handling of the Balikatan Housing Finance Portfolio, servicing over 52,000 of its highly-delinquent housing loans.

A foreign-owned domestic corporation that offers international best practices operations for managed financial services, the organization boasts of expertise in its functional competencies, including mortgage finance origination, property management, loan servicing, credit underwriting, default management, and secondary market development.

Says Mr. Frederico Cadiz, “As the pioneer company in this industry, we are committed to raising the standards of best practices of asset management. We do this by cultivating a habit of having and offering the best – the best practices, the best systems and the best people.”

Now on its fifth year in operations, Bahay Financial Services remains the premiere asset management firm by a combination of specialized account managers that regularly undergo training and seminar-workshops designed to provide appropriate skills and competencies for managing various types of loan portfolio. The company has also heavily invested in an IT system for its asset management operations.

BFS’ continuing investment in infrastructure, processes and technology has earned the trust of several banking institutions such as PSBank, which retained its services for the management of the performing loans that PSBank acquired from Balikatan Housing. Its comprehensive services covering the entire mortgage servicing life cycle, BFS assures its clients of a fast, reliable and effective way of capturing and managing account information and processing and documenting customer transactions.

For more information on Bahay Financial Services and its services, please visit